Net Interest Margin (NIM), Non Performing Loan (NPL), Loan To Deposit Ratio (LDR) Terhadap Kinerja Keuangan
Keywords:
Net Interest Margin, Non Performing Loan, Loan To Deposit Ratio,Abstract
Penelitian ini bertujuan untuk mengetahui rasio net interest margin, non performing loan, loan to deposit ratio terhadap kinerja keuangan yang diukur menggunakan ROA. Metode yang digunakan dalam penilitian ini adalah menggunakan rancangan kuantitatif yang digunakan untuk memperoleh eksplanasi yang teruji mengenai Net Interest Margin (NIM), Non Peforming loan (NPL) dan Loan to Deposit Ratio (LDR), terhadap ROA pada Bank Umum di Indonesia pada tahun 2013-2018. Populasi dalam penelitian ini adalah Bank Umum Konvensional di Indonesia menunjukkan bahwa dari ketiga rasio yang di analisis pengaruhya terdapat rasio ROA sebagai ukuran dari kinerja keuanangan maka, rasio NIM berpengaruh positif dan signifikan terhadap ROA, rasio LDR berpengaruh negative terhdap ROA, dan rasio NPL tidak berpengaruh signifikan terhadap rasio ROA.
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